Individual Retirement Accounts (IRAs)

Saving for your retirement is the best decision you can make today. Choose from our various IRA options.

Traditional IRA

Main Benefit: You get to pay taxes later on the money you earn today and you have an advantage if you’ll be in a lower tax bracket after you retire.

Roth IRA

Main Benefit: You get to pay tax now, and get a tax-free withdrawal when it’s time to retire.  And withdrawing before retirement is also tax-free.

Rollover IRA

Rollover IRA allows you to move your money from a former employer-sponsored retirement plan(like a 401k) into an IRA. This puts you in charge of your retirement funds.

Compare FSL WEALTH MANAGEMENT IRA Accounts

Get more details about which IRA suits your needs

More IRA alternatives

Inherited IRA

If you have an employer-sponsored retirement account or you inherited an IRA. Discover all you need to know about it.

Custodial IRA

If you have a child who earns money or who owns a large sum of money. Discover how you can help them plan their retirement savings

Why choose FSL Wealth Management IRAs

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Plan for your retirement in three easy steps

1
Open an IRA

Choosing an IRA type may be a bit confusing for you, that’s why we’re available to help you choose from our wide variety of IRA options. But if you already know the IRA to go for, that’s great. Sign up and move on to the next step

2
Make a contribution

You can fund your account directly or you can transfer it from another IRA you have before. You can also roll over funds from your 401(k). Funding your account is easy.

3
Start Investing

FSL Wealth Management gives you a wide range of investment options to choose from. You can opt for mutual funds, ETFs, Stocks, bonds, etc.

The information you learn here about taxes should not be substituted for standard and clear-cut advice for making your investment choices. FSL Wealth Management suggests that you seek expert advice from a consultant, account manager, professional tax advisor, or a financial expert advisor, especially when you need to make a tough financial or investment decision. Before opening your account find out more about the different types of rules and requirements that regulate that account to avoid avertible risks.

If you’re thinking of moving your funds from your former employer-sponsored retirement plan, A rollover IRA is not your only choice. There’s the option of distributing the funds (this could attract withdrawal charges or penalties), transferring them to your current employer-sponsored retirement plan or you could decide to leave it where it is. Before making any financial and investment decision we recommend you take out time to understand the advantages and drawbacks of the option you want to choose. Factors you should look out for are, available investment options, investment-related expenses, legal and creditor protections, distribution options, plan or account fees,  tax treatment, and the availability of loan provisions. These factors should be tailored to your financial goals.

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